Session Description: 
 

You spend your time keeping everything looking sharp and running smoothly for your customers - now it’s time to do the same for your finances. In this lighthearted, practical session, we’ll walk you through the steps to give your financial future the same attention to detail you give your business. Whether it’s boosting your pension, protecting your income, or building long-term wealth, this session will equip you with the tools to avoid costly financial wear and tear and leave with a plan that actually works.

WAX, BUFF & BUILD WEALTH – The Financial Planning Framework:

WAX – Lay the foundation

Just like waxing a car creates a protective layer, the financial planning process starts with laying strong foundations:

• Protect your income and your business in case life throws a curveball

• Get the basics in place: insurance, emergency funds, wills and LPAs

• Think of it as your financial “ceramic coating” – invisible, but essential

BUFF – Smooth out the bumps
This is where we start refining and optimising your financial life:

• Use tax-efficient pensions and savings to reduce what you owe and grow what you keep

• Make use of allowances and reliefs—stop paying more tax than you need to

• Address gaps, overlaps, and inefficiencies in your current setup

BUILD WEALTH – Shine into the future
Now the real transformation begins—this is about putting your money to work:

• Invest smartly, based on your goals and timeframes

• Put a plan in place for retirement, business succession, and legacy planning

• Create a future where your finances run smoothly—just like a well-detailed engine

Key Takeaways: 
 

• How to maximise your pension and savings to reduce tax and grow your future income

• The steps to a stress-free exit strategy—retire comfortably and on your own terms

• How to leave a lasting financial legacy for your loved ones or chosen causes